I'm Micki Childers Ericksen, a financial educator who helps families understand the money concepts school never covered. My focus is education, planning, and legacy.
I'm Micki Childers Ericksen, a WealthWave Financial Services educator and consultant based in Utah and serving families in St. George, Salt Lake City, and clients nationwide. I believe the most powerful thing I can do for families is teach them what the financial system never bothered to explain.
Whether you're building wealth for the first time, protecting what you've earned, or planning a legacy for the people you love, I'm here to help with clarity, honesty, and a real plan.
"When you think money, think Micki!"
"Financial literacy isn't a luxury. It's the foundation every family deserves."
I use proven resources from HowMoneyWorks.com alongside personalized consulting to give you both the knowledge and the roadmap.
Schedule a consultationThese tools from HowMoneyWorks.com are a great first step. Explore them, then let's talk about how they apply to your life.
5 questions to test your financial literacy. 76% of people can't answer all 4 correctly. Are you ready?
Take the challengeA simple, powerful formula for estimating how fast your money will double at any interest rate.
Learn the ruleThe guide to financial security they should have given you in school. Finally, a clear path.
Explore the milestonesRethink how parents leave a legacy, and why starting early makes all the difference for your children.
Take a closer lookAn investment in knowledge pays the best interest., Benjamin Franklin
There's a reason your bank sends you a glossy brochure about savings accounts but never explains compound interest. Depending on which side of it you're on, it can either build your wealth quietly for decades, or quietly drain it.
Read moreI've had this conversation more times than I can count: a family discovers after losing a loved one that there's no trust, no clear plan. Everything is tied up in probate court for months. It doesn't have to be that way.
Read moreMost people know they should be saving for retirement. But very few have actually asked: how much will I actually need? That's not a reason to avoid the conversation. It's the reason to have it sooner.
Read moreMost people think of life insurance as something you buy, put in a drawer, and hope your family never needs. Indexed Universal Life insurance works differently. It builds cash value tied to a market index, with a floor so you don't lose ground in a bad year.
Read moreThe moment you own real property, you have an estate. If something happens without a plan in place, that home goes through probate, a public, court-supervised process that can take a year or more and costs your family time and money at the worst possible moment.
Read moreMoney is one of the leading sources of stress in relationships and one of the least talked about topics before couples commit to a life together. Most people spend more time planning a wedding than planning their financial future as a team.
Read moreNo pressure, no jargon. Just an honest conversation about where you are financially and where you want to go. I offer a free consultation to get started and serve clients nationwide, based in Utah with roots in St. George and Salt Lake City.